best first credit card singapore

Look no further than below for Best Credit Card Promotions & Bonuses here! It’s in 140 countries compared to Visa and Mastercard’s 200+. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn up to 80,000 points. Capital One also has cards like the Capital One Venture Rewards Credit Card that earn points that can be transferred to specific travel partners. Valid till 31 Dec 2020. Unfortunately, there’s no single best credit card in Singapore. Find the best credit cards in Singapore. T&Cs apply. So you see, getting a credit card has always seemed an insurmountable and needless milestone…at least, to … The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Credit Card. Visa has a slight edge in terms of acceptance, but really, you’ll be fine with either. American Express is a bit less widely accepted globally. What’s also surprising is that the annual income requirement is only $30,000 so it’s a great entry-level card to really start racking up miles. Tens of millions of people visit the country from overseas every year, keen to experience the fun attractions, island resorts and pleasant temperatures all year round.. It’s one of the most economically developed countries in the whole of Asia, meaning tourists should have little to no problem spending money on a credit card. Tourism is a massive contributor to the economy of Singapore. And, if the full amount of the credit isn’t used by the end of the sailing, any remaining credit will be refunded to the card on file. With so many credit cards in Singapore to choose from, it can be difficult to narrow down the best credit cards to suit your lifestyle. You can get instant digital credit card approval and issuance if you apply via MyInfo! Annual fees aren’t the only type of credit card charges you might be paying. You can compare credit cards and choose up to 3 cards. Already signed up? For example, if you’re a real foodie and love checking out new restaurants around town, then it makes sense to get a card with rewards points for dining out and useful perks like 1-for-1 buffet promotions. The UOB PRVI Miles Card is recognised to be one of the best air miles cards in Singapore, thanks to its generous earn rate of 1.4 miles per dollar (local) and 2.4 miles per dollar (overseas). This card gives you the most number of elite status in loyalty programmes. All rights reserved. They stand out from the majority of credit cards, which require a more established credit history to qualify. On a good day, Singapore’s Suites might be the best first class soft product in the world. Standard Chartered Unlimited Credit Card: A great fuss-free cashback credit … It comes with an annual income requirement of $120,000 and a hefty $650 annual fee. The best airline credit cards offer perks that can save frequent flyers hundreds of dollars a year. This card rewards you for spending money by giving you a 1.5% cashback on eligible purchases. Save S$187 Extra Discount LG UHD SMART TV 43UN7300PTC S$762.00 S$949.00 Save S$700 Extra Discount SHARP SOUND BAR HT-SBW460 … Select the DBS credit card/ debit card best suited for your lifestyle with the Cards Comparison Char. When comparing credit card deals, it’s important to consider your financial situation and how you intend to use a card in order to help you find the best no annual fee credit card for you. This promotion is valid for the first 200 new UOB cardmembers from now till 31 December 2020. (at Chase's secure site) Earn 80,000 … With CIMB Credit Cards, enjoy a high cashback of up to 10%! Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only). Annual Fee … In fact, I’ll be updating this article pretty often. Compare the Best Overseas Credit Cards in Singapore. on Citibank's application. We offer the pros and cons of the top cards and how to pick the best rewards credit card for you. You will find the best publicly available credit card signup bonus, offers, deals, and promotions. Receive $80 cash via PayNow for new customers when you spend $500 within the first month of card … The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. You can Standard Chartered Visa Infinite Card; This is one of the cards that require a higher income level in Singapore. I found and applied for a cashback card easily on their website. Secured Mastercard® from Capital One: Best feature: Potential access to a higher credit … Compare the top cash back, rewards, petrol, shopping, grocery or air miles credit cards and learn about credit card promotions and more. 10,800 miles if you spend a minimum of S$3,000 in the first 3 months. Standard Chartered Unlimited Cashback Credit Card. Credit Cards 11 Things Working Adults In Singapore Should Know Before Applying For Their First Credit Card Don’t sign up for a credit card until you understand how they really work. 3 Qualities Shared By the Best First Credit Cards. If you already have a Standard Chartered credit card, you’ll be rewarded with $30 cash via PayNow when you sign up. Annual fee: $0. Which are the most popular credit cards in Singapore? Be sure to ask a bank rep to clarify if you don’t see answers anywhere. On travel booking sites such as Expedia and Agoda, this earn rate can go as high as 6 miles per dollar. Some content may be compensated through third-party advertisers. However, many people still love using Amex because they have an excellent reputation for customer care. Here are three of the best credit cards that you can use to book an award trip to Singapore: Chase Sapphire Preferred The Chase Sapphire … Now that you’ve seen a snapshot of these cards, let’s take a closer look at each one. Let’s assume you charge an average of $1,000 per month to your credit card. Additionally, we will provide you with a Future Cruise Credit for the value of one day’s worth of … You’ll have to choose the best one for you. Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. Benefits & Info. Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! Promotion valid till 31 July 2020. “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. Coupled with a relatively low minimum monthly spend of $800, it’s a well-rounded, multi-purpose card ideal for dining out, supermarket shopping and Grab rides or filling up fuel if you own a car. It offers a generous cash-back rewards rate that is nearly unheard of in a secured card. This means they handle all the technical back-end stuff that makes it possible to pay with your credit card anywhere in the world. Sign up by 31 Dec 2020 P2W3D ON TODAY. Limited time offer: Get our highest cash gift amounting to $350 when you apply and spend on your Citibank credit cards! All financial products and services are presented without warranty. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. This is a fee imposed on overseas spending - whether it’s while you’re traveling or even when making an online purchase on a foreign website. Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked … Every credit card rewards program is different, so it’s best to read individual credit card reviews to understand their programs. When it comes to your credit scores, the average length of your credit history matters. The first three-odd years of my working life were also spent dodging paying off my CPF education loan from, like, 2012. Heck, I only got my first life insurance plan last year. BEST Online Offer! 5.0 Apply Now. Sign in now to claim your free savings guide. Use of this site constitutes acceptance of our. The best airline credit cards can net you free flights, priority boarding, free checked bags, and bonus miles. Compare credit cards and apply for credit cards online! Below is a visual representation of the approximate savings one can earn by using the best shopping credit cards in Singapore. You’re in luck! The best first credit cards have minimal credit requirements (if any at all) and give cardholders regular access to a free credit score, in addition to exceptional offerings like rewards, few costs, or a low APR. Depending on what you value and what you spend each month, you can save thousands of dollars in cashback or air miles each year simply by choosing the right credit card. $1 = 4.4. miles on local bus and train rides via mobile contactless. Visa, Mastercard and Amex are the 3 big global payment networks. On a lunch or dinner flight departing Singapore their catering is … No Annual Fee. I found and applied for a cashback card easily on their website. I never had a credit card while I was abroad, so kind of clueless. Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. Specifically, Singapore Suites is one of the best first class cabins in the industry.. Not only is the inflight product amazing, but Singapore’s flight attendants are some of the most attentive in the industry. It really depends on your lifestyle and spending habits. Top Credit Card Promotions And Deals On SingSaver Here’s a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Long considered one of the best experiences in flying, traveling in Singapore Airlines’ first class is a luxury you won’t want to miss. If you're interested in applying for your first miles credit card and tend to fly with SIA, you may want to consider American Express Singapore Airlines KrisFlyer Card. S$349*) if you are new to American Express. Visa and Mastercard are extremely widely accepted worldwide, both online and offline. Promotion is valid till 10 January 2021, T&Cs apply. Apply through us too and receive exclusive welcome gifts – on top of the bank’s own sign-up bonuses! Only for new Citi credit card customers in Singapore. Here’s how: At some point in your life, you’ll probably wonder if there’s a difference between a Visa card and Mastercard (and maybe American Express). Back to top What should I consider before The details you see on our site may be different from others. Don’t focus on travel rewards or cash back rates, these will come later. Here are some of the cards that are best suited for high-income earners. Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. Charged when you move a balance from one card to another, usually 2% to 4% of the amount transferred. As a first-time credit card holder who dines out regularly, you’d love the Cardholders earn 10 points (4 miles) per S$1 spend on fashion, electronics, and retail with select merchants like Amazon, Lazada, Qoo10 and many more. That’s not bad for a first credit card, especially considering there are no fees whatsoever. Credit cards are a great way to build your credit history, to make large purchases, and to use during emergencies. Find out all you can about terms and conditions like expiry dates, exclusions, minimum spend, credit limit, etc. Deciding between the AMEX Blue and the AMEX Ascend? Limited credit can limit your options. The best rewards credit card depends on your preferences for points, miles or cash back and your credit card strategy. The best choice is likely to be a credit builder credit card , as these are designed for people with a poor or limited credit history. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Credit cards, are no doubt, one of the basic financial tools we all need to get through the tough times. Capital One Platinum Credit Card: Best feature: No annual fee. Also, a min. Citi Cashback Credit Card. Senior business executives who travel often for work or leisure may want to check this out. Many credit cards do feature an automatic annual fee waiver for the first one or two years. Citi PremierMiles Visa Credit Card is a great travel card to start with. If you’ve decided to apply for your first credit card, it’s helpful to know the different types available so you can pick the right one for you. Pros and cons of the bank ’ s no cashback cap per month till June 2020 objective and up-to-date.! 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